Card or upi id reward structure manager

An option to add rewards details like points per spend or flat cashback from credit cards, and when we spend it should calculate and remember the points or flat % cashback earned, along with counting its expire date, and giving reminder to use points or redeem accumulated cashback, this feature is must have when it comes to make best use of credit card. And if possible it should give tips how to use cc to gain more reward, for categories to spending limits etc based on cards varient.